Three Money Steps to Take When You Are Starting From Zero | HDM 385

The question of “I’m starting from zero, I’m 40+, with nothing to show but my income, what do I do?” is one I encounter frequently. If this resonates with you, know that you’re not alone, and there’s hope. It’s not too late, you can make a positive change. In this episode, I’ll guide you on getting unstuck with two key questions. Additionally, I’ll clear up the confusion surrounding emergency funds and provide a straightforward system to help you manage your money.

What you’ll learn about in today’s episode:

  • How you can start creating a plan to save and invest from scratch regardless of your age.
  • The key considerations for an emergency fund that fits your current situation.
  • The details behind a simple system to manage your finances (and doesn’t rely on using credit cards).

You can also watch on YouTube!

Resources from this episode:

Go to JENHEMPHILL.COM/PLANNER and just for being a valued listener use code REINA for 100% OFF

Related Her Dinero Matters episodes you may enjoy:

#346 – How to Start From Scratch No Matter Your Age

#158 – How To Prepare For Retirement When You Got A Late Start With Roger Whitney


This image has an empty alt attribute; its file name is US_ListenOn_AmazonMusic_Button_US_White-300x73.png

Get involved in our community:

Want to get social? Let’s connect more on Instagram @jenhemphill

Enjoy the Show?

Be sure to never miss an episode by hitting the subscribe or follow button on your favorite podcast app! Get instant notifications of the latest episodes now!

Be sure to share with a friend (or two)! You never know what someone is going through in their financial life. Here is a tweet you can share now:

If you listen on Apple Podcasts you can review THERE. If not you can go HERE to review on Podchaser! THANK YOU!

Have Feedback?

Send us feedback via email to or click here to leave a voicemail.

The post, Three Money Steps to Take When You Are Starting From Zero | HDM 385 appeared first on the Her Dinero Matters Podcast.